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The healthcare flexible savings account (FSA) is one of the most overlooked and advantageous tax havens and personal protections you can use. Whether you are gainfully employed under the safehaven of a huge company or taking on the world as a self employed entrepreneur, a healthcare FSA can help you tremendously.

Maintaining a strong workplace culture has become a must-have for business owners today. In many cases, culture may be nearly as valuable to a job seeker as salary and benefits. However, when creating a workplace that promotes a positive culture, business owners often walk the fine line of fun and productivity. As your company’s leader, it’s important to appoint a few employees to a company “culture committee” to lead the charge in promoting fun in the office so you can stay focused on moving the business forward.

A new job means a fresh start, but it also means filling out tax forms again. And even if you're not starting work someplace new, the IRS still recommends that you revisit your withholding form intermittently, as well as anytime you have a significant life change, such as a marriage or birth. This is especially important during years when important tax changes have taken place. The IRS even offers a free withholding calculator that makes it easier to estimate just how much needs to come out of your paycheck every pay period. 

Traditional pensions have gradually died away like long-lost dinosaurs of the retirement savings world with 401k plans emerging as the primary way Americans are saving for their golden years. What was once a secondary option for retirement savings with a lot of employers is now much more prevalent. According to ForUsAll:

Providing quality benefits to employees is a primary factor in retention and recruitment among companies both small and large. Being engaged with a Professional Employer Organization (PEO) can increase the quality of benefits passed along to employees. It is the PEO’s role to educate the client on the plan design of their benefits and on how much the employer should contribute to recruit the best talent to their organization. Companies without a PEO relationship require much more internal effort to secure quality benefits and ensure that benefits run smoothly from a financial perspective. Additionally, a special service offered by Employer Flexible called the Benefit Audit is a way to objectively process all employee costs related to benefits and advise a business as to where it could best save money in the long run.

When you’re negotiating the terms of a new job, the first thing you’ll likely look at is the annual salary. Nevertheless, it’s important to understand that employee benefits are equally important, as they can impact both your finances and your overall wellness. However, if this is your first job, then you might not be familiar with the phrases used to describe employee benefits. The following glossary can help:

All businesses are bound by law to provide at least the legal minimum of employee benefits. What qualifies as the legal minimum varies by state and your company's size. Regardless of the legal minimum for your company, however, it makes good business sense to offer employee benefits beyond the basics.

A Professional Employer Organization (PEO) like Employer Flexible is a third-party firm that manages a company’s administrative management tasks. Tasks such as employee benefits, payroll, and human resources are crucial to the success of any business. With a PEO, business-owners have more time to take care of what really matters: the bottom line.

As a small business owner or manager, you have probably gotten used to wearing a lot of hats during the course of a typical working day. At the same time, you should consider the amount of time and energy you waste on tasks that don't directly support your primary business goals. The American Psychological Association found that multitasking can lead to a drop in productivity of 40 percent.

From prestigious law firms to mass retailers, businesses of all sizes and in all industries suffer cyber-attacks on a regular basis. Constant breaches take their toll. Hiscox Chief Executive Steve Langan claims that cyber-crime cost the global economy a staggering $450 billion in 2016.